banking

  In an era when financial access is becoming increasingly digital, the benefits of this transition must be weighed against the risks. Convenience, efficiency and often lower expenses have certainly improved the banking experience for many customers, but at what cost? Privacy concerns and fears regarding the future of financial sovereignty and independence are on […]

  Shadow banking has been gaining attention in the mainstream financial press in recent months, and although this sector is still largely unknown to most people, it has the potential to significantly impact them. The term “shadow banking” typically refers to non-bank financial intermediaries that offer credit and other banking-like services outside traditional regulatory and […]

  All 31 major U.S. banks passed the 2024 Federal Reserve stress tests -> Many believe the tests are overly optimistic and fail to capture realistic risks -> The assessment neglects the vulnerability of smaller regional banks   In June, the international financial press was excited to share some “great news” from the United States: […]

  Last December, when Milei became President of Argentina, his Minister of Economics, Luis Caputo, implemented a transitory plan to (a) clean up the central bank’s balance sheet and (b) remove all capital controls (cepo cambiario), paving the way for a more permanent monetary regime. It was implicitly suggested that by mid-2024, the transitory plan […]

The implementation of central bank digital currencies as the primary medium of exchange would exacerbate the flaws of our current fiat system which encourage banks to overextend credit and create liabilities that they cannot redeem. This will worsen the already recurring cycles of financial crises, writes Vibhu Vikramaditya. The Bank of England recently proposed a […]